Public Bank Berhad

Public Bank Berhad operates as a comprehensive financial services entity, providing a wide array of banking solutions. Its deposit options range from traditional savings, current, and fixed-term accounts to foreign currency holdings and secure safe deposit box facilities. The company's lending activities are extensive, encompassing residential mortgages, various business loans (including working capital and SME financing), project and vehicle funding, overdraft lines, and participation in specific initiatives like PB retail negotiable instruments of deposit, as well as government and central bank guarantee schemes. Beyond core banking, Public Bank delivers Islamic financial services, stock brokerage, trust administration, nominee services, unit trust management and sales, bancassurance, and general insurance offerings. Customers benefit from modern digital platforms, including mobile and internet banking, self-service terminals, credit and debit cards, and international money transfer services. For investors, the bank facilitates structured product investments, equity trading, and margin financing. Its insurance portfolio features a variety of policies, such as investment-linked plans, family and savings insurance, micro-protection, and credit life coverage. The institution maintains a significant physical presence with 443 branches and 2,078 self-service machines throughout Malaysia, complemented by international operations including 32 branches in Hong Kong, 5 in China, 31 in Cambodia, 29 in Vietnam, 4 in Laos, and 3 in Sri Lanka. Public Bank primarily caters to individual retail clients and small and medium-sized enterprises. The company was established in Kuala Lumpur, Malaysia, in 1966.