Legg Mason, Inc. JR SUB NT 56

The Bank of N.T. Butterfield & Son Limited serves a diverse clientele, including individuals and small to medium-sized businesses, by providing a wide array of community, commercial, and private banking solutions. The institution's deposit offerings are comprehensive, encompassing retail and corporate checking, savings, and term accounts, available as both interest-bearing and non-interest-bearing options. Its extensive lending portfolio caters to various needs, including residential mortgages, vehicle financing, consumer loans, credit cards, commercial real estate loans, and general commercial and industrial credit facilities. Overdraft services are also extended to both individual and corporate clients. Beyond traditional banking, the firm delivers investment products and related services, alongside cash and liquidity management, foreign exchange, custody administration, and transaction settlement capabilities. Further expanding its suite of offerings, it provides personal, property, and automobile insurance products, letters of credit, cash management, payroll services, remote banking, money market instruments, advisory services, brokerage, trust and estate planning, company management, wealth management, and fiduciary services. For modern convenience, customers have access to debit and credit cards, automated teller machines (ATMs), personal and business deposit services, merchant acquiring, and robust mobile and internet banking platforms. Established in 1784, The Bank of N.T. Butterfield & Son Limited is headquartered in Hamilton, Bermuda. It maintains a significant international footprint with operational offices across the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Switzerland, Singapore, Mauritius, and Canada, in addition to its core operations in Bermuda.