Bank Hapoalim B.M.

Bank Hapoalim B.M., along with its affiliated companies, offers a comprehensive suite of banking and financial products and services, catering to clients both domestically in Israel and across international markets. The institution is structured into three main operating divisions: Corporate Banking, Retail Banking, and Financial Markets & International Banking. Its diverse portfolio of services includes core banking functions like account management, various credit facilities (such as consumer loans, mortgage financing, operational capital, investment funding, and construction project loans), deposit accounts, and personalized savings programs. The bank is also active in capital markets, providing services for securities trading, foreign exchange, and derivatives, complemented by secure custody services for assets. Clients can access expert advice through research, consulting, wealth management, and specialized pension and retirement planning services. For businesses, Bank Hapoalim issues guarantees and letters of credit, facilitates foreign and international trade, and supports transactions involving financial and derivative instruments. It specializes in project finance, including large-scale infrastructure developments, and offers solutions for working capital, loan syndication, and credit-risk sales. Other services extend to dealing-room operations, deposit protection (federal deposit insurance), and credit card issuance. The bank further provides payment clearing, professional asset and investment portfolio management, investment banking, underwriting, and the management of new security issuances. Bank Hapoalim serves a broad spectrum of clients, ranging from individual households and affluent private banking customers to foreign residents, small and medium-sized enterprises (SMEs), financial asset managers, and major corporations. Its extensive physical infrastructure comprises 175 branches, a significant number of automated teller machines (601 external and 131 internal), numerous check-deposit machines (126 external and 216 internal), 30 information stations, 316 self-service stations, and 119 night safes. Founded in 1921, Bank Hapoalim B.M. maintains its corporate headquarters in Tel Aviv, Israel.